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Which US Online Casinos accept eCheck?

eChecks let you make deposits to online casinos from your bank account instantly.  To make a deposit, all you have to do is type in your bank account and routing numbers on an echeck. You can even keep track of when the payment is through using your bank’s official site or app, very similar to standard checks, except in digital form. Below we list the best online casinos in the US that accept eChecks.

Best Online Casinos That Accept eCheck

eCheck in Online US Casinos

eChecks are digital versions of paper checks. You’ll often find that this method is referred to as ACH, which is an abbreviation for Automated Clearing System. ACH is actually the name of the process that takes place when you pay via echecks, during which money is transferred from one bank account to another. eCheck is the name of the actual payment system.

Now, this type of payment is accepted by basically all US-licensed online casinos in all states where this type of gambling is legal and regulated.

The only requirement for using echecks is to have a bank account in one of the US banks, which shouldn’t be a huge problem if you’re a resident of one of the states that legalized online gambling.

Echecks also come with deposit and withdrawal limits, but that depends on many factors. First of all, you have to check the limits imposed by the casino of your choice. After that, you need to see the transaction limits imposed by your bank. Once you check everything, you’ll know how much money you’ll be able to deposit and withdraw from online casinos.

Apart from echeck and “recurring ACH payment,” this payment option is also sometimes referred to as direct debit. It’s safe to say that echecks are one of the most popular payment options in the US and that they are commonly used by online casino players to make transactions to and from their favorite gambling platform. On top of that, the majority of online casinos accept echecks, so feel free to select the one that meets your needs. You can see our top list above — make sure to explore available casinos and pay close attention to the welcome bonuses they offer. 

How Does an eCheck Work as a Payment Method

eCheck stands for an electronic check, so if you have any experience using standard checks, their electronic counterparts shouldn’t be a problem for you. The only thing required to get started is a bank account that supports this payment method.

So, how is eCheck different from other payment methods, and why is it so popular among US players? Perhaps one of the main reasons for that is the fact that it’s connected to your bank account and, as such, is very secure. Simply put, echecks are virtually impenetrable, as you have your bank backing your payment, as opposed to other payment methods that may be more exposed to cyberattackers.

The only downside of echecks is that they depend on financial institutions to process your payments. If your bank doesn’t work on weekends, there’s a chance that your payment may not go through right away. In fact, you’ll have to wait for a couple of days in order to see your deposit arrive at your account balance. Waiting for withdrawals takes even longer, as online casinos often need to review and accept your withdrawal request. Also, many online casinos won’t let you use echeck to withdraw. Instead, you’ll have to settle for the physical check delivered to you by the courier. This can take more than a week. 

How to Deposit Using eCheck

Using echecks in online casinos is as easy as ABC. If you have prior experience with buying anything online, you shouldn’t have too much trouble understanding how echecks work for online casinos. Let’s take a look at the step-by-step explanation below:

  1. Select an online casino and open an account — Pick any of the casinos featured on this article, as all of them accept echecks for deposits. Go through the registration process to become a member.
  2. Select echeck as a preferred payment option — Once you become a member, go to the cashier section and find echeck as a deposit option.
  3. Enter the amount of money you’d like to deposit — Make sure to pay attention to the minimum and maximum limits.
  4. Enter routing and account numbers — These are the instructions to use your bank account and make a transaction.
  5. Have fun — Once you initiate the transaction, you might have to wait sometime before your money arrives in your casino balance.

How to Withdraw from a Casino Using eCheck

Technically, you’ll need to have a check delivered by a courier when you want to withdraw your funds, which means that you’ll not use echeck but rather a standard check as a withdrawal option. If you wish to cash out your winnings using a check, here’s a quick overview of the entire process.

  1. Log in to the casino of your choice.
  2. Go to the Banking section, select Withdrawal, and pick Check by Currier as a preferred option for cashing out your winnings.
  3. The site will need some time to verify your account and send a paper check to your mail.
  4. Once you receive the check, you can deposit it to your bank account, pretty much like any other check.

As you can see, the entire process is a bit slower compared to other withdrawal options, which is why echecks are primarily considered a great deposit option.

Advantages of eCheck

Here are the most important benefits of using echeck for making a deposit.

  • eChecks are fast — Even though they are not the fastest method out there, they are still faster compared to traditional checks.
  • They are easy to use — If you have at least some experience with checks, you shouldn’t have any trouble using echecks to make a deposit.
  • You can make big deposits — Usually, the upper deposit limit for echeck transfers is higher than other payment methods.
  • Secure — eChecks are one of the most secure deposit methods for US players.

Payment Alternatives to eCheck

However useful, echecks aren’t the primary choice for many players simply because there are many other options available for online casinos. If you’re looking for a faster deposit method, you should definitely go for one of the credit and debit cards. Most online casinos in the US accept popular brands, including MasterCard, American Express, and others. Even though echecks are simple to use, cards are even simpler, but the security level is a bit lower.

Another great option you can use are e-wallets. Right now, the most popular one is definitely PayPal. It’s safe and quick, but it also comes with increased fees compared to other payment methods.

Your Questions Answered

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