Baccarat is one of the big three traditional casino games you can expect to be able to play in the online casino world. The other two being blackjack, and roulette. Baccarat may have a reputation for being a high-rollers game, but it isn’t the case. There are baccarat games out there which are suitable for all players.
Baccarat may have been made famous by its appearance in the James Bond movies, but the game is considerably older than that. It first appeared in the fifteenth century Italians brought and earlier form of it to France. The name of the game itself means “zero”, which is perfectly fitting since zeros do play a key role in the game (with 10s and face cards). It wasn’t until several hundred years later that the game became the top dog of the French aristocracy. It was eventually brought over to the United States, and casinos around the globe.
In this article we will have a look at the game of Baccarat and how to best play Baccarat online with real money.
Where to Play Baccarat for Real Money
|Casino||Bonus / Features||US Players
|$4000 Welcome Bonus – 400% Match||YES||RTG||Lucky Red Casino|
|$800 Welcome Bonus||YES||WGS||Miami Club Casino|
|200% Bonus up to $2000||YES||RTG||High Noon Casino|
|500% Match Bonuses!||YES||Topgame||21Dukes Casino|
|500% Match Bonuses!||YES||Topgame||Rich Casino|
|$3000 Welcome Bonus – Instant Play||YES||RTG, Betsoft||Bovada Casino|
Rather predictably, with the advent of the internet age, baccarat was one of the first games to be ported on over the digital world, namely because the simplicity in doing so. Baccarat for real money can now be played in land-based casinos, in online casinos, and even via your mobile devices, such as smartphones and tablets. More recently, it took on a new incarnation, as a live dealer casino games. Baccarat’s popularity has improved dramatically since it was made accessible for all via online casinos. It is no longer considered a game for the rich, or the aristocracy.
Online baccarat can be played for real money, or it can be played as a demo game. Both are great ways to play this fantastic card game. Most online baccarat games for real money allow you to play on your own, and table limits vary from game to game.
Some baccarat games allow you to play together with other real players, though. These are known as live dealer baccarat games, and they involve playing via a live video stream from a casino. There, a real-to-life human dealer acts as the banker, making for a realistic baccarat experience. The advantage of this kind of baccarat gameplay is that you don’t really need to make any decisions. The player’s hand is done for you, all you need to do is bet and watch.
The image below shows the live dealer Baccarat from Evolution Gaming at GUTS Casino.
Whether it is known as baccarat, or punto banco, the game’s rules aren’t really any different. In baccarat, all of the numbered cards count for their point value, meaning that Aces are worth 1 point, 2s are worth 2 points, 3s are worth 3 points and so on. The exception to this rule is face cards, and 10s. They all count as zeros. Suits do not play any role in baccarat.
In baccarat, you can choose to bet on the banker’s hand, the player’s hand, or a draw. A bet must be made in the betting circle before the cards are dealt out. You are betting on which hand will be closer to 9 points in total.
The banker and player hands are both dealt 2 cards. Both the player and banker must announce the total of their two cards. The hand cannot exceed 9 points in total. If, for instance, a hand consists of a 5 of Hearts, and a 6 of Spades, the second digit in the total is the value of the hand, namely 1-point. This is true of all hands. So if a player has a 3 of Clubs, and a 9 of Diamonds, they have a 2-point hand.
If either the banker or player’s hand is worth 8 or 9 points in total, then that hand is called a natural, and the game is instantly won. If neither the banker or player hand has a natural win, then a third card may be drawn. This is where things get a little complicated.
The third-card rule
There are very specific rules regarding third cards in baccarat. It is a bit of a pain, but you must try to learn them. When playing online baccarat for real money, you don’t really have to since the computer will do it all for you.
The player must stand on a total of 6 or 7 points, and therefore not take a third card. If they have any other total (between 0 and 5), then the player will draw a third card. The only time they won’t is if the banker has a natural winning hand.
As for the banker, things are a lot more complicated. If the players third card is a 9, 10, ace or face, then the banker draws with a 0 to 3-point hand, and sticks with a 4 to 7-point hand. Should the player’s third card be an 8, then the banker draws with a 0 to 2-point hand, and stays with a hand worth between 3 and 7 points. If the player’s third card is a 6 or 7, the banker draws with a hand worth 0 – 6 points, and stays with a 7-point hand. Should the player’s third card be a 4 or 5, the banker will draw with a 0 to 5-point hand, and stay with a hand worth 6 or 7 points. Finally, if the player’s third card was a 2 or 3, the banker will draw on 0 to 4-point hands, and stick on 5 to 7-point hands.
Betting on the player’s hand successfully will see a win of 1:1 paid out. Should you bet on the banker’s hand a win, you will receive a 1:1 pay-out, but there will be a small commission charge for the house, which is normally fixed at 5% of the stake. You can also bet on a tied hand, and if that comes off, then you will win pay-outs worth 8:1.
Full Table Baccarat has these amazing features:
- Your score card fills automatically
- Play with a real 8 deck shoe
- No shuffling after every hand
- You cut the deck and open the cards
- Regular speed and turbo mode
- Request free hands
- Change your seat
Play Strategically, Earn More At Online Baccarat
Discover 4 popular and easy betting systems used by Baccarat players to increase payoffs and overall revenue from the game. Get to know the Martingale, D’Alembert, Fibonnaci, and the 1-3-2-6 betting systems and try them on the free Baccarat practice games.
Playing Baccarat Online – Best Casinos
There are a number of top places you can play baccarat and live dealer baccarat for real money.
If you wish to play from the USA, then both Miami Club Casino, and Rich Casino are accepting of US-based players. Miami Club Casino carries a standard baccarat game, ideally suited to American players, whilst Rich Casino is capable of offering you a live dealer baccarat game alongside their standard baccarat title. Special table game bonuses may be used on baccarat games at these sites.
European players are better suited to Guts Casino or Unibet Casino. Live dealer baccarat games are present at both sites, and there are also several baccarat variants which you can play which do not involve live dealer gaming. Guts Casino tends to offer larger bonuses which can be used on real money online baccarat games, but it is at Unibet Casino where you can really have a customised experience, with broad table limits possible at this famous online casino making it suitable for all players, no matter what kind of budget you have to play with.