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Best Real Money Online Casinos in USA (2021)

If you’re looking for the best legal real money online casinos in the USA, you’re on the right page! There are now four states with fully licensed online casinos for real money – New Jersey, Pennsylvania, Michigan, and West Virginia – and more could join them soon! These gambling sites offer classic real money casino games, including slots, roulette, blackjack, poker, and more. Most will even throw in a generous casino welcome bonus to get you started! Ready to play for real money in a safe and legal environment? Check out our recommended US online casinos list below, filtered by state.

US online casinos for real money - our top picks!

How did we select our list of real money online casinos?

We selected our list of the top online casinos for real money in the US by carefully considering several factors. The 6 most important aspects were:

security

At Casinosformoney.com, we believe that player safety and security is paramount. That’s why we only recommend online real money casinos which have a license to operate in your state. These casinos offer the best protections for player funds, as well as secure websites and apps.

game variety

One advantage of only choosing legal real money casinos is that they have access to the best game developers. These include NetEnt, Playtech, and Evolution Gaming. We carefully examine each online casino‘s lobby for the widest selection of slots, table, and live dealer games.

bonuses

Another huge advantage of playing at legal real money casinos is that generous welcome bonuses are usually available. We have done the hard work of checking out which of these online casino bonuses are the most valuable, once all the various conditions are factored in.

mobile platform

We believe that the online casino experience deserves to run as smoothly on your smartphone or tablet as it does on your desktop. We test each of the real money operators in your state for the speed and user experience of their mobile-responsive sites and apps.

fast payouts

One of the most important aspects of playing at a real money casino are the provider’s deposit and withdrawal options. We check each US legal casino for it’s banking methods, as well as their withdrawal times.

customer support

When you need support, the best real money casinos will be there to help you swiftly and efficiently. We rate each online casino for their contact methods (email, live chat, phone, and social media) as well as how fast they respond.

  • 1961: The 1961 Interstate Wire Act was intended to stop organized crime syndicates from profiting off certain types of betting (which formed a large share of their business in the US at the time). Specifically, the Wire Act (as it quickly became known) made it illegal to transmit wagers across state and national borders. Land-based casinos in states like Nevada could of course continue to offer casino games (as well as sports betting), since customers had to physically place their bets in the state. But taking wagers from out-of-state customers (either over the phone or by telegraph) was now illegal.
  • 2002: This state of affairs was upended in November 2002 when a ruling by the US Court of Appeals for the Fifth Circuit stated that the Wire Act “in plain language does not prohibit Internet gambling on a game of chance“. This kick-started the online casino industry in the US, leading to the rapid rise of sites like Party Gaming, and many considered it to be first golden age of real money online casino. It wasn’t to last.
  • 2006: The Unlawful Internet Gambling Enforcement Act (UIGEA) cracked down on all forms of internet gambling within the US, including casino games and poker. The act included punitive provisions including prison time for those promoting internet gambling in the United States, and scared off the majority of  poker and casino sites from accepting American players.
  • 2011: A ruling from the Department of Justice (under the Obama administration) stated that they would no longer seek criminal charges against those who play online casino games, since the 1961 Wire Act only applied to sports betting. This ruling was celebrated by real money casino advocates, and led to the legalization of online casino gambling in New Jersey and Delaware in 2013.
  • 2019: The DoJ reversed its previous ruling from 2011, and now took the position that the 1961 Wire Act did not only apply to online sports betting but also to online casinos. By this stage, Pennsylvania and Nevada had joined NJ and DE in legalizing online gambling, and weren’t going to give up the fight that easily.
  • 2021: In January came another twist in the battle for legal real money casinos in the US. The Court of Appeal ruled against the DoJ’s 2019 decision that the Wire Act included sports betting after all. And on June 22, the DoJ allowed the deadline for any appeal to this decision to lapse. Each state could decide on its own whether to allow licensed real money online casinos to operate, without any federal interference.

Finally, after 60 years of legal tussles, there is no federal law that prohibits online casinos in the US. Now states are free to decide the legal situation of real money casinos.

Which states currently allow legal real money online casino gambling?

As of September 2021, six states have legalized some form of online gambling in the US.

New Jersey State Seal

New Jersey online casinos were the first to be legalized – and the state’s real money niche is the largest by market size. The Garden State has of course been a gambling mecca for decades thanks to the resort town of Atlantic City and it’s iconic boardwalk. It’s great to see that it has fully embraced the  legal online gambling trend.

Pennsylvania State Seal

Pennsylvania’s real money casino market is second in size to New Jersey’s. The Keystone State is fast catching up, however, thanks to large metro areas like Philadelphia and Pittsburgh. Pennsylvania’s strategic position stretching from the I-95 corridor to the shores of Lake Erie attracts many out of state patrons in search of legal online casino action.

Michigan State Seal

The Michigan online casino market boasts all of the big gambling names, as legal real money operators are attracted by the significant potential of the Great Lakes State. The Detroit Metro area is home to some of the most recognized land-based casinos in the US, and Michigan residents have enjoyed gambling online since Christmas 2019.

West Virginia State Seal

West Virginia is the smallest state to have legalized online gambling so far, but the residents of the Appalachians have taken to real money casinos in a big way. Four land-based racinos (as well as one resort hotel owned by Gov. Justice) can each award 3 skins to online casino providers to operate in the Mountain State.

The other two states to have legalized some form of real money online gaming are:-

Nevada – as of 2021, only online poker has been legalized in this state. There are proposals from the Nevada Gambling Control Board (NGCB) to expand the online vertical to slots, tables games, and sports betting. Predictably, these proposals face opposition from the land-based casinos operating out of Las Vegas, Reno, and Carson City. It will be interesting to see how that pans out in 2022.

Delaware – as of 2021, there are 3 licensed online casinos in Delaware, all of which are tied to the 3 racinos in the state: Delaware Park, Dover Downs, and Harrington Raceway. In a rather unusual arrangement, these 3 legal real money casinos are all operated by the same partnership of 888 and Scientific Games (owner of Bally and WMS). Unfortunately, that means a narrower range of slot and table games for residents of the Diamond State.

How do I sign up at a US online casino?

As we just saw, legal real money casinos are quite new to the US – and many customers don’t know to sign up with them. But don’t worry – our 6-step guide will help you join any real money operator with ease. Please take into account that every casino is unique, so some steps might be slightly different.

choosing a pa online casino

First, check out our list of the best online casino sites. Choose the one with the best bonus offer and decent choice of games, and click the PLAY NOW button to go to the site.

sign up with the pa online casino

You will then be taken to a simple page to sign up with the real money casino. This page comes with a special tracking code that will make sure that you receive the correct bonus.

Then you will complete your registration details, including unique identifying information about yourself. This may include your email, username, password, and SSN number.

pa no deposit casino bonus

If you are lucky enough to find a real money online casino with a no deposit bonus, this is the stage where you will receive it. It’s a small sum of money and/or free spins, just for signing up.

make your deposit for the pa casino

For a more generous online casino welcome bonus, you make your first deposit. This will be matched by the real money site to a certain percentage, up to a certain amount.

enjoy your pa casino bonus!

Once your first deposit is credited to your account, you can then enjoy all the benefits of real money casino games. Choose from slots, roulette, blackjack, and more!

Real money casino bonuses at legal US gambling sites

The best part of joining online casinos are the bonuses! Here are some of the main kinds of bonus offers available to US casino fans.

Real money welcome bonusesonline casino welcome bonuses

Every licensed US online casino in our list above offers lucrative matched bonuses when you make a first deposit. For example, a 100% matched welcome bonus up to $500 would mean that if you deposit $100, the real money casino would match it with another $100. If you deposit $500, they will match it with another $500. Sounds like fun? You bet it is!

Read more about welcome bonuses

Online casino free spinsfree spins

Another popular offer at many online casinos is to offer new customers a few free spins on a game they would like to promote. You will often find these free spins offers alongside the welcome bonuses. This bonus is an excellent way to discover a new slot game you haven’t tried yet, and pays out real money to US players when they win.

Read more about free spins bonuses

Real money no deposit bonusno deposit bonus

It is the dream of many bonus hunters to find a legal online casino that actually lets you win real money after receiving a no deposit promotion. And yes – a few do exist. Just keep in mind that these bonuses tend to be small in size ($20 is a typical amount), and come with heavy wagering requirements. But let’s face it – you can’t really lose with no deposit promos.

Read more about no deposit bonuses

Promo code bonusesreal money casino promo codes

Some online casinos promote their brand using promo codes. These are strings of characters that the customer enters during the registration process, to unlock their bonus. Such codes are pretty common on ecommerce sites, so it’s good to see them used by casinos. A weird fact about promo codes is that customers enjoy using them more than the actual gifts!

Read more about casino promo codes

Which real money games can I play at a legal US online casino?

The recent changes to the legal landscape in the US means that licensed online casinos can offer a wide range of games in their lobbies – and all can be played for real money! Below are 3 of the most popular.

Real money online slots

slots

Slot games are one of the mainstays of brick-and-mortar casinos – and the same is true of online casinos too. These fun games suit gamblers of any experience level, and can be played for real money at all the casinos above,

Read our detailed slots guide

Online blackjack for real money

blackjack

Online blackjack is one of the most popular card games in the US. The game of 21 balances skill with luck, and has one of the lowest house edges in the casino. At our recommended online casinos, you can play blackjack for real money.

Read our detailed blackjack guide

Online roulette for real money

roulette

Playing roulette online is just as much fun as in a land-based casino. At the recommended legal casinos on our list you can play this glamorous game for real money in several modes, including live roulette with a dealer.

Read our detailed roulette guide

Online casino banking methods in the US

The best real money casinos want to make it easy for you to deposit and withdraw funds. Here are some of the more common methods.

The most popular options for US casino customers are:

PayPal
Credit Cards (VISA, MasterCard, Amex)
• Debit Cards
• Other e-Wallets such as Skrill
• Bank Transfers
• Cash at Cage (at a land-based venue that is linked to the online casino)

Some of the more popular withdrawal options for US real money online casino fans include:

• Bank Transfer
• Checks
• Cash at Cage

*Please note that withdrawals need to be reviewed and approved by the casino of your choice, which can lead to delays of around 48 hours.

It is important to note that every casino will accept different banking methods, as well as minimum and maximum deposit limits. We recommend to read our detailed reviews of each real money casino before choosing!

Read more about payment methods at USA casinos

Why you should avoid unlicensed online casinos

Here at Casinosformoney.com, we are well aware that there are plenty of unlicensed, off-shore casinos that offer real money games, and who target players in the US. Why should you avoid these operators? There are several good reasons why you need to keep away from them…

Problems in withdrawals

If you are looking to play at a real money casino, it’s safe to assume that at some point, you intend to withdraw your money. But illegal casinos don’t always make it easy for players to take their money out.

We have heard of cases where some casinos have difficulty paying out player funds in a timely manner – or even refusing to pay at all!

This may be due to problems that these unlicensed casinos have with their banking partners, or it could just mean that they are lawbreakers. We advise you to avoid these kinds of operators and stick to the licensed real money casinos above.

Misleading bonus information

The best legal real money casinos in the US have no reason to hide their bonus terms and conditions from you.

But that isn’t always the case with unlicensed casinos who have been blacklisted by State and Federal authorities. In our experience, many of these sites do not make it clear that each bonus has some set of wagering requirements and expiry date applied to it.

When you choose to play at a casino that is illegal in the USA, you risk forfeiting your bonus funds thanks to unclear and hard-to-find information. And no state or federal authority will be there to fight your corner!

Zero concern for responsible gambling

Every state of the US that has legalized online gambling has set in place a strict set of regulations with regards to responsible gambling.

These include the New Jersey Division of Gaming Enforcement, Pennsylvania Gaming Control Board, and Michigan Gambling Control Board. On a federal level, the National Council on Problem Gambling offers counseling, treatment, self-help, and support groups.

But when we visit the websites of illegal casinos – there is no reference to any of these organizations – and indeed, very little encouragement for customers to play responsibly.

Your Questions Answered

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The future of real money online casinos in the US

Blackjack Setup

The licensed online casino market in the USA has grown in a fairly steady manner since it was legalized on a federal level.

That said, it has lagged behind sports betting, with 13 states legalizing sportsbooks, and only 4 of those also giving the green light to real money online casinos at the present time.

However, we suspect that this will change in the next couple of years, once states see the seasonal nature of sports betting. After all, online casinos produce tax revenues even when there is no NHL or MLB on the calendar.

We certainly hope this will be the case, as we believe that all American citizens deserve the right to play online casino games for real money in a safe and regulated manner.